Our Services

TERM LIFE - Terms commonly start in increments of 10 to 30 years. Term Life Insurance can be more affordable and provides protection for the time frame you choose.

PERMANENT LIFE is typically available in three types:

Whole Life - Covers the insured with guarantees.

Variable Life - Provides a death benefit at face a cash value that variable

Universal Life - Coverage is available if premiums are paid and is more flexible than a Whole Life policy.

Health insurance plans can be in the form of Medical, Dental, or Vision. Senior plans include private versions of the government health program for people 65 and over as well as qualifying special chronic health conditions. These Insurance services include full and supplemental coverage options.

Long Term Care (LTC) coverage can ease the financial strain of the person needing care at home or in a facility. Or family or friends as caregivers. LTC insurance is used for services needed for activities of daily living.

Unexpected costs due to critical illnesses such as cancer, heart attack, or stroke, can occur due to expensive treatments, drugs, and travel expenses.

End-of-Life Expenses include the costs for funeral and burial.

Accidental Insurance serves to provide benefits that supplement what your health benefits do not cover. An example could be the ambulance cost to the hospital.